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Collateral Ratio

The collateral ratio (CR) measures the health of your Trove. It determines whether your position is safe or at risk of liquidation.

Formula

CR = (Collateral Value / Debt) × 100%

Thresholds

CRStatus
< 125%Liquidated
125% – 150%At risk (unsafe in Recovery Mode)
150%+Recommended safe zone

Example

CollateralSOL PriceCollateral ValueDebtCRStatus
10 SOL$100$1,000$666150%Safe
10 SOL$100$1,000$800125%Minimum
10 SOL$80$800$666120%At risk
10 SOL$73$730$666109.6%Liquidated

Recovery Mode

Recovery Mode is a system-wide safety mechanism triggered when the Total Collateral Ratio (TCR) — the aggregate CR of all Troves — drops below 150%.

During Recovery Mode:

  • Troves with CR below the TCR can be liquidated (not just those below 125%)
  • New Troves must have a CR above the TCR
  • Existing Troves cannot reduce their CR below the TCR
  • The system incentivizes users to add collateral or repay debt

Recovery Mode ends when the TCR rises back above 150%.

Managing Your CR

  • Add collateral to increase your CR when prices drop
  • Repay debt to increase your CR without adding collateral
  • Set alerts to monitor your CR and act before liquidation
  • Target 150%+ to stay safe even during Recovery Mode